Cost of Attendance

The cost of attendance is a detailed breakdown of what it could cost you to attend Rowan University for one academic year. You are largely in control of how much or how little you will need to spend on many of the items listed on the cost of attendance. 

How to estimate what it will actually cost YOU

• Living off-campus or at home? You will only be billed for your tuition and fees.
• Living in University housing? In addition to your tuition and fees, you will also be billed based on your housing assignment and the meal plan option you select. 

Rowan University will not bill you for books, supplies, transportation and other educational costs. They are included in your cost of attendance and you have the option of borrowing enough financial aid to cover these expenses if you choose. 

Grants and Scholarships

Grants and scholarships do not need to be repaid.

• Grants are awarded based on the your financial need as determined by the FAFSA information.
• Scholarships for incoming students are merit-based and all accepted students are considered for scholarships during the admissions process. 

Not all students will qualify for grants or scholarships. Continuing students can apply for our Rowan Foundation Scholarships every fall semester while attending Rowan University. Funds awarded through these scholarships will apply to your account for the following academic year. 

Net Costs

On the College Financing Plan, the net cost is determined by taking all components of the cost of attendance (tuition, fees, housing, meals, books, supplies, and transportation) minus your total grants and scholarships. 

Important! To calculate what YOU will be responsible to pay, use your estimate for tuition and fees (add housing and meals if you are living on campus) and subtract any grant or scholarship funds you were awarded. 

This is the amount of additional funding you will need to pay your bill. 

Work Options

Federal Work-Study (FWS) allows eligible students to apply for positions to earn money to help pay for costs related to school. We do not  include any funds for work-study on the College Financing Plan. Eligibility is based on your financial need and availability of funding. You can read more about the FWS program here.

In addition to FWS, students can also apply for other on-campus positions or to one of many off campus employment opportunities.

Loan Options

Loans are borrowed money that must be repaid with interest. Student loans are offered based on your year in college (freshman, sophomore, etc.). You can read more about how we determine your loan amounts here.

Two Types of Federal Loans

• Federal Direct Subsidized Loan-A loan offered by the US Department of Education. Accrued interest is covered by the Department of Education while you are enrolled in school at least half-time and during your 6-month grace period after you graduate or leave school. Interest will begin to accrue when your loan enters repayment. 
• Federal Direct Unsubsidized Loan-Also a loan from the US Department of Education. Interest on this loan accrues from the day it is disbursed until it is repaid. 

Other Options

If you need additional funding to help pay for school, there are many options available to you.

• Parents of dependent students can consider a Parent PLUS loan.
• Graduate students can apply for a Graduate PLUS loan.
• You can consider your options for private/alternative loans.
• You can also enroll in a deferred payment plan with the Bursar's Office.