The Department of Education has outlined basic eligibility requirements to receive federal financial aid. 

Eligible Students Must: 

  • Be a US citizen or eligible noncitizen. Read more »
    • Students who are not US citizens or eligible non-citizens may be eligible for New Jersey state financial aid. Read more »
  • Have a valid Social Security number 
  • Be registered with the Selective Service (males only, must have registered between 18-25).  Read more »
  • Be accepted and enrolled in a degree-seeking program (not enrolled as a visiting or non-matriculated student).
  • Be enrolled at least half-time (for the Direct Loan program). Read more »
  • Maintain Satisfactory Academic Progress. Read more »
  • Have a high school diploma, or recognized equivalent
  • Not be in default on a Title IV loan. Read more »

Details and more information on the basic eligibility criteria is available online. 


Students must remain enrolled and attending through the 60% point of the semester before they can retain all the financial aid they have been granted. Students that withdraw or stop attending (drop-out) before completing 60% of the semester can receive only a pro-rated portion of their financial aid for that semester.


Student enrollment plays a big role when determining eligibility for the various financial aid programs. 

In order to be eligible for most aid programs, students must be enrolled at least half-time, though there are a few programs that are available to students who are below half-time enrollment.

Satisfactory Academic Progress

In order to receive financial aid, students must meet the minimum standards of Satisfactory Academic Progress (SAP). The standards for Satisfactory Academic Progress for financial aid purposes are different from the academic requirements of the University. In some instances, students experiencing academic difficulty may find that, while they are permitted to remain in school, they may not receive financial aid until they achieve the minimum standards of Satisfactory Academic Progress. SAP standards apply to all terms you attended regardless of whether or not you received financial aid.