Winter Aid

Winter Aid

Winter Aid Information

Financial Aid is not directly available for the winter session. However, if you are also registered for the spring semester, some forms of financial aid allow us to combine credits from your winter and spring terms to determine your financial aid enrollment status (full-time, part-time, etc).

There is a limit to the number of winter credits that can be combined with your spring enrollment based on the type of aid. Detailed information for various types of aid can be found in the FAQ below.

Exceptions

Winter enrollment does not count toward your eligibility for the programs listed below. This list may not include all possible exceptions.

  • Rowan Opportunity Program
  • Garden State Guarantee
  • Educational Opportunity Grant (EOF)
  • NJ STARS

Winter Session FAQ's

How do I pay for winter session courses?

There are two ways to manage payment for winter session courses. 

  1. If you received a refund from the fall semester, you can use those funds to make a payment to your winter bill in the ePay center of Self-Service Banner.
  2. If you are enrolling in the spring semester and have enough financial aid to cover your winter and spring charges, you can "roll" the cost of your winter courses into your spring bill. Please notify the Bursar if you utilize this option.
    1. If you don't have enough financial aid to cover your spring and winter charges, you will be responsible for securing additional funding and/or utilizing a payment plan for the remaining balance due. 

If you do not enroll in the spring semester, you will not be eligible for winter financial aid and will need to make arrangements out of pocket or secure private loan funding. 

How many credits do I have to take to qualify for winter aid?

 

Type of Aid Can Winter Credits be Combined with Spring Enrollment? How many winter credits can be combined with Spring?  Additional Considerations
Federal Loans Yes No limit You must be enrolled in spring for your winter credits to count toward your financial aid enrollment.
Federal Pell Grant  Yes   No limit  See above.
Tuition Aid Grant  Yes maximum of 4 credits

TAG funds will not show on your account until after your aid has been disbursed (usually mid-February) if winter credits are needed to be considered full-time for the spring.

You must also take a minimum of 9 credits in the spring to be eligible.
Rowan Opportunity Program/Garden State Guarantee No N/A  -
NJSTARS II/EOF No N/A - 
Rowan Institutional Scholarships Yes *varies by award  You must be enrolled in spring for your winter credits to count toward your financial aid enrollment.

Institutional scholarship funds will not show on your account until after your aid has been disbursed (usually mid-February) if winter credits are needed to be considered full-time for the spring.

Be careful! Credits from winter session courses from which you withdraw may not count toward your spring financial aid enrollment, yet you will still be responsible for charges associated with the winter course.

  Minimum Enrollment Requirements

When will I receive my aid from my winter courses?

Since the winter session is considered part of the spring term, there are times when we can count your winter credits to determine your eligibility for some spring aid programs. These funds will be disbursed with your spring aid in early to mid-February.

Remember, enrolling solely in the winter term will not qualify you for financial aid. You must also enroll in the spring semester to receive your funding.