Summer Aid

Summer Aid

Summer Aid Information

The summer semester is considered a “trailer” to the standard academic year. This means that summer acts as a third semester of the current award year. As a result, you will only have remaining federal aid for the summer term if you have not exhausted your aid eligibility for the current academic year (fall/spring).

Please keep  in mind:

  • TAG does not provide summer grants at all, regardless of enrollment or eligibility.
  • Pell Grants are available in some cases. Our office will automatically award you the maximum Pell Grant for which you are eligible. 
  • Federal student loans are available if you did not borrow your full annual loan limit during the fall and spring semesters OR you advance grade levels (move from Freshman to Sophomore OR from Sophomore to Junior).

You may receive financial aid for summer courses if:

  • You are enrolled at least half-time as a degree-seeking student at Rowan (6 credits for undergraduates; 4.5 credits for graduates);
  • You are maintaining Satisfactory Academic Progress;
  • You have remaining (unused) eligibility from the fall and spring term;
  • You have filed the Free Application for Federal Student Aid (FAFSA) for the award year; and
  • You complete the Summer Term Financial Aid Request Form (only required if you would like to use any remaining federal loans you have available). 

Applying for Summer Financial Aid

After you have registered for your summer term courses, you will need to complete and submit the application for summer aid to request federal or PLUS loans. This is usually available in the middle of the Spring semester. 

You must indicate the desired Direct Student Loan amount if you have remaining (unused) eligibility from the fall and spring term.

You may need to consider borrowing a private loan or a PLUS loan if you have exhausted your financial aid eligibility for the current school year (fall and spring). Students or parents may apply for private education loans.

Rowan University neither maintains a preferred lender list; nor do we endorse/recommend private lenders. However, ELMSelect provides a neutral lender and product comparison tool for these types of loans.

Please note that approval for PLUS and alternative loans is based on a credit review by the loan lender.

The summer aid request is only required if you are requesting to use a federal student loan or a Parent/Grad PLUS loan for summer. You do NOT need to complete this request for private loans. 

Request Summer Loans