Grad PLUS Loans
Grad PLUS Loans
Graduate PLUS Loans
The Grad PLUS program was eliminated as a result of the One Big Beautiful Bill Act (OBBBA). Only students who meet the following criteria may continue to borrow:
Graduate and Professional Students
You qualify as an eligible graduate or professional student under the interim exception only if you
- were enrolled in a graduate or professional program of study at Rowan University as of June 30, 2026;
- received at least one Direct Loan for such program of study prior to July 1, 2026; and
- are currently enrolled in the same program of study for the same credential and haven’t ceased to be enrolled in the same program for the same credential at the same school at any point on or after July 1, 2026.
If you’re a graduate or professional student and you’re considering changes to your program of study, we encourage you to consult with the financial aid office to determine if that change will affect your eligibility for the interim exception.
If you qualify for the interim exception, you’re not permitted to opt out of it to borrow under the new OBBBA limits, regardless of whether you’re an undergraduate, graduate, or professional student or the parent of a dependent undergraduate student.
This link will take you to the studentaid.gov webpage with program details.
