Waiver Criteria and Instructions

In order to opt out of the Rowan University Aetna SHIP, the student must agree to maintain health insurance coverage throughout the entire year.  Students are required to have insurance based in the United States (U.S.), and plans must provide in-patient and out-patient coverage in the Southern New Jersey Region.

To waive the Rowan University insurance coverage, please click here.  Please note the following deadlines for waiving the insurance:

• TO BE DETERMINED – CMSRU students
• February 12, 2022 - eligible incoming or transfer students in the Spring 2022 semester
• September 25, 2022 – eligible incoming students​ in the Fall 2022 semester
• February 12, 2023 - eligible incoming or transfer students in the Spring 2023 semester