Health Insurance

Recommendations for Health Insurance Coverage for ELP Students

• The alternate coverage is currently active, and the student agrees to maintain the health insurance coverage throughout the current semester
• The plan offers a minimum annual coverage of $1 million. The plan must include a minimum of $25,000.00 for repatriation of remains and $50,000.00 for medical evacuation.
• Plan deductible does not exceed $500 out of network per policy year.
• Plan provides coverage for inpatient and outpatient medical care in the immediate campus area.
• Plan provides mental health benefits which include chemical and substance abuse treatments.
• Plan provides preventative care services which include, but are not limited to, annual physicals, gynecological exams, routine screenings and immunizations. Minimum coverage: $250/year
• Plan covers pre-existing conditions immediately or within 3 months
• Plan covers prescription drugs with no maximum dollar limit and a nationwide network of pharmacies. Plan must not be a reimbursement plan.
• Plan is provided by a company licensed to do business in the United States with a U.S. claims payment office and a U.S. phone number.
• Plan must pay medical providers directly for inpatient and outpatient care (must not be a reimbursement plan).