Health Insurance General Information

Rowan University requires all full-time students as well as part-time students enrolled in specific programs (see indications in list provided below) to maintain health insurance coverage throughout the academic year. Having a health insurance requirement protects students from unexpected high medical costs and provides them with access to quality care while at school or traveling abroad.

Rowan University automatically enrolls eligible students into the school-sponsored Student Health Insurance Plan (SHIP) each academic year.  A waiver is offered to students who already have health insurance coverage on their own or through a parent/guardian, as applicable.

As per University requirements, the following students are required to have health insurance coverage:

• All full-time matriculated students and certification students enrolled in 12 or more credits for undergraduates or nine (9) or more credits for graduates;
• All full-time Rowan-Virtua School of Osteopathic Medicine (Rowan-Virtua SOM) students, all full-time Postdoctoral Fellow Students, and part-time Rowan-Virtua SOM students who participate in clinical experience as part of their educational programs; and
• All full-time medical students and any student enrolled in a Cooper Medical School of Rowan University (CMSRU) approved alternate program of study.